Insurance Agency in Plano, Texas

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Big Enough To Save You Money, Small Enough To Know Your Name

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What You Get With Us

Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.

The Right Coverage

Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.

Real People, Real Support

When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.

Competitive Rates

We shop multiple insurers to find the best value for your needs and budget.

Easy Claims Help

If something goes wrong, we help you through it—step by step.

Meet Your Plano Texas Team

Emmy Benitez

Emmy Benitez

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Emmy was born and raised in the Dallas area. In her free time, she loves a good movies series like the Hobbit/ Lord of the Rings etc and also loves making baked goods. Emmy’s dream vacation would be to be able to visit every state in the US already been to 9 states. Every year Emmy looks forward to the fall time to enjoy all the family functions.

Mario Fuentes

Mario Fuentes

Born in El Salvador and proud to call Texas home, Mario is passionate about developing people, building strong teams, and helping others reach their full potential. He believes in leading by example, working hard, and always finding ways to improve. Outside of work, Mario enjoys spending time with his family, traveling, and exploring the outdoors. He’s also a big baseball fan, but nothing beats watching his boys play the game.

Melany Mejia

Melany Mejia

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My name is Melany Mejía. Born in Honduras and raised in Plano, Texas, I bring over 15 years of insurance experience helping clients protect what matters most with genuine care and personalized service. Outside of work, I love country life with my husband and son spending time outdoors, around horses, and cooking heartfelt meals that bring us closer together.

Neighbors Helping Neighbors, One Policy at a Time

Plano Texas

2504 K Avenue Ste 400
Plano, TX  75074
P: 972-423-4348
F: 303-317-3495
Plano@EquityInsGroup.com
Office Hours
Monday: 9:30 AM – 6:00 PM
Tuesday: 9:30 AM – 6:00 PM
Wednesday: 9:30 AM – 6:00 PM
Thursday: 9:30 AM – 6:00 PM
Friday: 9:30 AM – 6:00 PM
Saturday: 9:30 AM – 1:00 PM
Sunday: Closed

How May We Assist You?

CLICK ALL THAT APPLY:

Your Local Independent Agents in Plano

Collin County is one of the most expensive places in the country to insure a roof, and if you have owned a house in Plano through a couple of spring seasons you already know it. Carriers have handled the losses by changing how roofs get paid rather than only raising premiums, and most homeowners have no idea their policy changed underneath them.

We are independent, so we shop across more than 80 carriers and find the company that prices your address and your roof the best. Our office is on K Avenue, we are open Saturday mornings, and se habla espanol.

We take care of neighbors in Plano, Richardson, Allen, Murphy, Wylie, Frisco, and McKinney.

What Coverage Around Here Really Has to Account For

Your roof endorsement

This is the line that decides how a hail claim actually goes, and it is never on page one. Many Texas policies now schedule roofs on actual cash value, subtracting depreciation based on the roof’s age. On a 15-year-old composition roof, that can leave you covering most of a replacement yourself on a covered claim. Bring us your declarations page and we will find it in about a minute and price the alternative.

Wind and hail deductibles

Separate percentage deductibles are standard here. On a $650,000 Plano home, 2 percent is $13,000 out of pocket before the policy pays anything. Homeowners in this price range are often the most surprised, because the percentage scales with the house.

Rebuilding cost, not market value

Collin County construction costs have moved substantially and dwelling limits set a few years ago frequently have not. Extended replacement cost and building code upgrade coverage both matter, and after a total loss that is where the shortfall lands.

Relocations

Plano takes in a lot of corporate transfers, and moving states mid-policy creates gaps: coverage that cancels in one state before another binds, vehicles in transit, belongings in storage. If you are relocating in or out, bring us the dates and we will sequence it.

Uninsured drivers

Texas requires 30/60/25 and does not require uninsured motorist coverage. Given the number of uninsured drivers on 75 and the tollway, that coverage is worth carrying.

What We Cover

Personal

Auto, home, flood, renters, landlord and rental property, life, health, Medicare supplement, motorcycle, recreational and RV, personal property, pet, and umbrella.

Business

Business owner’s policies, commercial auto including hired and non-owned, commercial property, general liability, workers compensation, group benefits, health, life, bonds, directors and officers, errors and omissions, and commercial umbrella.

Equity Insurance Group - Plano

Frequently Asked Questions

Are you open on Saturdays?
Yes, Saturday mornings from 9:30 to 1:00. Payments, ID cards, policy changes, and quotes. Calling ahead for a full policy review means we can pull your file first.
Is my roof covered at replacement cost or actual cash value?
Look for a roof surfacing endorsement or a roof payment schedule on your declarations page, and bring it in if it is unclear. Many Texas policies now pay roof claims on actual cash value, subtracting depreciation by the roof’s age. In Collin County that difference regularly runs into tens of thousands of dollars.
Why did my homeowners premium jump when I never filed a claim?
Because carriers reprice entire North Texas territories after major hail years, and rebuilding costs have risen. Your increase may have nothing to do with your history, which is exactly when shopping across carriers pays.
What is the minimum car insurance required in Texas?
Texas requires 30/60/25. Those are legal minimums rather than adequate limits, and we would also encourage uninsured and underinsured motorist coverage, which Texas does not require.
Hablan espanol?
Si. Atendemos a nuestros clientes en espanol y en ingles, por telefono y en la oficina.
I am relocating to Plano. When should I call you?
Before you close, ideally, and before your current policy cancels. Multi-state moves create gaps that are easy to prevent and expensive to discover. Send us the dates and we will build the timeline.

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What Your Neighbors Have To Say

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