Insurance Agency in Paragould, Arkansas

We Shop, You Save

Big Enough To Save You Money, Small Enough To Know Your Name

What You Get With Us

Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.

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The Right Coverage

Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.

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Real People, Real Support

When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.

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Competitive Rates

We shop multiple insurers to find the best value for your needs and budget.

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Easy Claims Help

If something goes wrong, we help you through it—step by step.

Meet Your Paragould Arkansas Team

Sharon Wood

Outside of work, Sharon enjoys spending time with her family, especially her Grandchildren, she also enjoys the outdoors, camping, boating, listening to music and relaxing with a good book.

Neighbors Helping Neighbors, One Policy at a Time

Your Local Independent Agents in Paragould

Some of the folks we take care of here have been with this office for twenty-five years. That is not a marketing line, it is what shows up when people write about us. When you have insured the same family through three houses, two teenagers, and a couple of claims, you do not have to ask what they own.

We are independent, so we shop your coverage across more than 80 carriers rather than selling one company’s product. Our office is on Mockingbird Lane, and we take care of neighbors in Paragould, Jonesboro, Marmaduke, Rector, Walnut Ridge, and across Greene County.

What Coverage Around Here Really Has to Account For

Spring storms and your roof

Northeast Arkansas gets serious severe weather, and the questions that decide how a claim goes are always the same three. Is your roof on replacement cost or actual cash value. How is your wind and hail deductible written. Does your dwelling limit still reflect what rebuilding costs today. We check all three at renewal, and most people have never been shown any of them.

Earthquake, which nobody expects to hear about in Arkansas

Greene County sits close to the New Madrid seismic zone, and standard homeowners policies exclude earthquake everywhere, here included. Coverage is available and it is not expensive relative to what it covers. Deductibles run as a percentage of your dwelling limit rather than a flat number. Worth at least seeing the figure.

Auto

Arkansas requires 25/50/25, which is a legal minimum rather than an adequate limit. We will price higher limits alongside so you can see the actual monthly difference.

Farm and land

A homeowners policy is written for a house. Outbuildings often carry a low sublimit, equipment goes unscheduled, and fencing is one of the most commonly underinsured items on rural property. If you farm, run livestock, or lease land for hunting, that belongs on a farm policy rather than a homeowners form.

Flood

Homeowners insurance excludes rising water entirely, and the creeks and low ground around Greene County take water in a heavy spring. NFIP coverage has a 30-day waiting period, so it cannot be bought once something is in the forecast.

What We Cover

Personal

Auto, home, farm, earthquake, flood, renters, landlord and rental property, life, health, Medicare supplement, motorcycle, recreational and RV, personal property, pet, and umbrella.

Business

Business owner’s policies, commercial auto, commercial property, general liability, workers compensation, group benefits, health, life, bonds, errors and omissions, and commercial umbrella.

Equity Insurance Group - Paragould

Frequently Asked Questions

Do I need earthquake insurance in Arkansas?

It is worth pricing, and most people here have never been asked. Greene County sits close to the New Madrid seismic zone, and standard homeowners policies exclude earthquake completely. Coverage is available separately, with a deductible that runs as a percentage of your dwelling limit rather than a flat dollar amount.

Is my roof covered at replacement cost or actual cash value?

Check your declarations page, and bring it in if it is not clear. Policies that pay roof claims on actual cash value subtract depreciation based on the roof’s age, which on an older roof can leave you paying most of a replacement on a claim the policy technically covered.

Does my homeowners policy cover my barn and equipment?

Not adequately in most cases. Outbuildings frequently carry a low sublimit, equipment often goes unscheduled, and fencing is almost always underinsured. A farm policy handles it properly.

What is the minimum car insurance required in Arkansas?

Arkansas requires 25/50/25: $25,000 in bodily injury coverage per person, $50,000 per accident, and $25,000 for property damage. Those are legal minimums, not adequate limits, and the difference to higher limits is usually smaller than people expect.

Do I need flood insurance?

If you are near a creek or on low ground, seriously consider it. Homeowners insurance covers no flood damage at all, and NFIP policies take 30 days to go into effect.

Get Your FREE No Obligation Insurance Evaluation Today!

We will shop and compare all your current insurance policies to find the best coverage for you at the best price. Find out how much you can save today!

Free Evaluation

We do the Shopping. You get the Savings!

We shop over 80 of the best insurance companies to get you the most competitive pricing and coverage that is as unique as your individual needs.

What Your Neighbors Have To Say

REAL PEOPLE . . . REAL RESULTS! Hear from people just like you.

Heather B.

I highly recommend Equity Insurance Group—it’s the company I personally trust and the one I consistently suggest to my clients. Their team delivers exceptional service: they’re responsive, knowledgeable, and make the entire insurance process straightforward and stress-free. Working with Jordan is always a pleasure; his professionalism and attention to detail ensure that every client receives outstanding care and confidence in their coverage.

Justin P.

I have been a client of Equity Insurance Group for the past decade. They regularly check in with me to make sure I am appropriately covered, and shop around my insurance to make sure I still have the best price. When I've had to make claims, they've helped me through the process and never hesitated to advocate for me. Nobody wants to deal with their insurance, but EIG makes that process as painless as possible!

Alecia F.

I’ve had a great experience with Equity Insurance Group! I really appreciate how patient and helpful they are — I asked a million questions about my policy, and every single one was answered clearly and thoroughly. Their customer service is excellent. Anytime I need to make changes or have an issue, they handle it with kindness and professionalism. What I especially love is being able to work with someone face-to-face. It’s so much better than just talking to someone over the phone — it makes the experience feel more personal and trustworthy.

Jesus & Alexander G.

With a growing family and another baby on the way, peace of mind means everything to us. Equity Insurance Group made sure we’re covered from every angle — home, auto, and life. They treat us like family, not just another policy number. We couldn’t ask for a more caring, trustworthy team!

Mallory K.

Mia was absolutely amazing! We needed quotes quickly to close on a new home, and everyone else gave us exorbitant rates with high deductibles that wouldn't work with our growing family. In a day, we had everything we needed from Mia to move forward with a carrier she found who had solid price points and coverage. Thank you, Mia, for making this process so easy!

Brandon D.

I’ve had a fantastic experience with Equity Insurance Group. From the start, their team made the process easy to understand and stress-free. They took the time to explain all my coverage options and helped me choose a policy that truly fits my needs and budget. What impressed me most was their responsiveness and how quickly they handled any questions or concerns I had. It’s clear they genuinely care about their customers. I feel confident and well-protected knowing I’m insured with Equity. Highly recommended!

Amy C.

Jordan at Equity Insurance Group is amazing! He also takes great care of all of my personal insurance needs and answers every question that I have. I am a Realtor and he is also fantastic at providing excellent service to my real estate clients that I send his way. I never hesitate referring him to anyone!

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