Insurance Agency in Vidor, Texas

We Shop, You Save

Big Enough To Save You Money, Small Enough To Know Your Name

What You Get With Us

Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.

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The Right Coverage

Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.

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Real People, Real Support

When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.

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Competitive Rates

We shop multiple insurers to find the best value for your needs and budget.

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Easy Claims Help

If something goes wrong, we help you through it—step by step.

Meet Your Vidor Texas Team

Mario Fuentes

Born in El Salvador and proud to call Texas home, Mario is passionate about developing people, building strong teams, and helping others reach their full potential. He believes in leading by example, working hard, and always finding ways to improve. Outside of work, Mario enjoys spending time with his family, traveling, and exploring the outdoors. He’s also a big baseball fan, but nothing beats watching his boys play the game.

Terri Corrigan

I have been an Independent Insurance Agent since 2019. I enjoy helping people meet their insurance needs at the best price available, so they can focus on and enjoy other things in life. When not working, I enjoy being around animals, the outdoors, sports and learning new things.

Traci Campbell

I have been an Independent Insurance Agent in Vidor since 2016. My expertise is building relationships with my clients to build trust and always provide them the best coverage for their needs. You can find me on the tennis court, fishing or kayaking any chance I get.

Neighbors Helping Neighbors, One Policy at a Time

Your Local Independent Agents in Vidor

Nobody in this town needs a lecture about storms. Between Rita, Ike, Harvey, Laura, and every unnamed rain event in between, people here have rebuilt more than once. What we can help with is making sure the policy actually responds the next time, because in Southeast Texas the coverage has three separate pieces and most homeowners only have two.

We are independent, so we shop across more than 80 carriers instead of selling one company’s product. Our office is on North Main Street, and we take care of neighbors in Vidor, Orange, Bridge City, Beaumont, Lumberton, and across Orange and Jefferson counties.

What Coverage Around Here Really Has to Account For

Three policies, not one

In this county, full protection usually means a homeowners policy, a separate flood policy, and windstorm coverage. Each one covers something the others exclude. If you only have the first, you are covered for a house fire and very little of what actually happens here.

Your deductibles, plural

A Southeast Texas homeowner can be carrying three different deductibles: one for a standard claim, a percentage deductible for wind and hail, and a separate flood deductible. Most people have never had all three explained in one sitting. We will lay them out on one page for you.

Windstorm and TWIA

Orange County is a first-tier coastal county, which means many carriers exclude windstorm and hail from the standard homeowners policy and the coverage has to be written separately, often through the Texas Windstorm Insurance Association. There is a piece of this that catches people: if you build, reroof, repair, or add on, the work generally has to be inspected and certified for the property to stay eligible. That certificate is the thing homeowners discover they do not have at the worst possible moment. Call us before the work starts, not after.

Elevation certificates

If you have one, bring it. If you do not know whether you have one, ask us. On an elevated or post-flood-rebuilt property, an elevation certificate can change your flood premium substantially.

Flood is its own policy and always has been

Homeowners insurance covers no rising water anywhere in Texas. A large share of the flood claims in this area over the last decade came from properties outside the mapped high-risk zones, where no lender ever required coverage. NFIP policies take 30 days to take effect and private flood options are now competitive here and sometimes broader. We quote both.

What We Cover

Personal

Auto, home, flood, windstorm, renters, landlord and rental property, life, health, Medicare supplement, motorcycle, boat, recreational and RV, personal property, pet, and umbrella.

Business

Business owner’s policies, commercial auto, commercial property, general liability, workers compensation, group benefits, health, life, bonds, errors and omissions, and commercial umbrella.

Equity Insurance Group - Vidor

Frequently Asked Questions

Do I need windstorm insurance in Vidor?

Most likely, yes. Orange County is a first-tier coastal county, and many carriers exclude windstorm and hail from the standard homeowners policy here, which means it has to be written separately. We will look at what you have now and tell you plainly whether wind is covered, excluded, or written somewhere you have forgotten about.

What is a windstorm certificate and do I need one?

If you build, reroof, repair, or add on to a property in a designated coastal county, the work generally has to be inspected and certified to keep the property eligible for windstorm coverage. Homeowners usually find out they are missing one after the fact, when it is much harder to resolve. Call us before the work starts and we will tell you what is required.

Do I need flood insurance if I am not in a flood zone?

In this part of Texas, very likely yes. A large share of local flood claims came from properties outside the mapped high-risk areas where no lender required coverage. Homeowners insurance covers none of it. NFIP policies take 30 days to take effect, and private flood options here are now competitive and sometimes broader. We quote both so you can compare.

How many deductibles do I actually have?

Often three: a standard one, a percentage deductible for wind and hail, and a separate flood deductible. Bring us your policies and we will put all three on one page so you can see what a storm would actually cost you out of pocket.

What is an elevation certificate?

It documents your property’s elevation relative to the base flood elevation, and on an elevated or rebuilt property it can substantially reduce a flood premium. If you have one, bring it. If you are not sure, ask us and we will help you find out.

Get Your FREE No Obligation Insurance Evaluation Today!

We will shop and compare all your current insurance policies to find the best coverage for you at the best price. Find out how much you can save today!

Free Evaluation

We do the Shopping. You get the Savings!

We shop over 80 of the best insurance companies to get you the most competitive pricing and coverage that is as unique as your individual needs.

What Your Neighbors Have To Say

REAL PEOPLE . . . REAL RESULTS! Hear from people just like you.

Heather B.

I highly recommend Equity Insurance Group—it’s the company I personally trust and the one I consistently suggest to my clients. Their team delivers exceptional service: they’re responsive, knowledgeable, and make the entire insurance process straightforward and stress-free. Working with Jordan is always a pleasure; his professionalism and attention to detail ensure that every client receives outstanding care and confidence in their coverage.

Justin P.

I have been a client of Equity Insurance Group for the past decade. They regularly check in with me to make sure I am appropriately covered, and shop around my insurance to make sure I still have the best price. When I've had to make claims, they've helped me through the process and never hesitated to advocate for me. Nobody wants to deal with their insurance, but EIG makes that process as painless as possible!

Alecia F.

I’ve had a great experience with Equity Insurance Group! I really appreciate how patient and helpful they are — I asked a million questions about my policy, and every single one was answered clearly and thoroughly. Their customer service is excellent. Anytime I need to make changes or have an issue, they handle it with kindness and professionalism. What I especially love is being able to work with someone face-to-face. It’s so much better than just talking to someone over the phone — it makes the experience feel more personal and trustworthy.

Jesus & Alexander G.

With a growing family and another baby on the way, peace of mind means everything to us. Equity Insurance Group made sure we’re covered from every angle — home, auto, and life. They treat us like family, not just another policy number. We couldn’t ask for a more caring, trustworthy team!

Mallory K.

Mia was absolutely amazing! We needed quotes quickly to close on a new home, and everyone else gave us exorbitant rates with high deductibles that wouldn't work with our growing family. In a day, we had everything we needed from Mia to move forward with a carrier she found who had solid price points and coverage. Thank you, Mia, for making this process so easy!

Brandon D.

I’ve had a fantastic experience with Equity Insurance Group. From the start, their team made the process easy to understand and stress-free. They took the time to explain all my coverage options and helped me choose a policy that truly fits my needs and budget. What impressed me most was their responsiveness and how quickly they handled any questions or concerns I had. It’s clear they genuinely care about their customers. I feel confident and well-protected knowing I’m insured with Equity. Highly recommended!

Amy C.

Jordan at Equity Insurance Group is amazing! He also takes great care of all of my personal insurance needs and answers every question that I have. I am a Realtor and he is also fantastic at providing excellent service to my real estate clients that I send his way. I never hesitate referring him to anyone!

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