Insurance Agency in Wood River, Illinois
We Shop, You Save
Big Enough To Save You Money, Small Enough To Know Your Name
What You Get With Us
Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.
The Right Coverage
Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.
Real People, Real Support
When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.
Competitive Rates
We shop multiple insurers to find the best value for your needs and budget.
Easy Claims Help
If something goes wrong, we help you through it—step by step.
Meet Your Wood River Illinois Team

Angela Clontz
Angela Clontz is passionate about spending quality time with her family and cherishes every moment shared together. She finds joy in singing and listening to music, letting melodies inspire and uplift her spirit. Angela also has a deep appreciation for nature and loves to take in the beauty of the world around her, finding peace and inspiration in the outdoors. Her positive outlook and love for life shine through in everything she does.

Terri Slaten
Terri Slaten is passionate about spending quality time with her daughter and son-in-law in beautiful New Hampshire. She enjoys house sitting and caring for her beloved grand pups whenever her daughter is out of town. Terri also has a love for travel, always eager to visit new places and create lasting memories with her family. Her adventurous spirit and dedication to family make every journey and gathering special.
Neighbors Helping Neighbors, One Policy at a Time
Wood River Illinois
158 E Ferguson Ave
Wood River, IL 62095-2024
P: 618-254-9363
F: 303-317-3495
WoodRiver@EquityInsGroup.com
Office Hours
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 4:00 PM
Saturday: Closed
Sunday: Closed
How May We Assist You?
Your Local Independent Agents in Wood River
Two things about insuring a house in the Riverbend that most people are never told. The Mississippi and the Wood River do not care what your homeowners policy says, because flood is excluded from all of them. And this corner of Illinois sits close enough to the New Madrid seismic zone that earthquake coverage is a real conversation, not a novelty.
We are independent, so we shop your coverage across more than 80 carriers instead of selling one company’s product. Our office is on East Ferguson Avenue, and we take care of neighbors in Wood River, East Alton, Bethalto, Roxana, Alton, Godfrey, and Edwardsville.
What Coverage Around Here Really Has to Account For
Flood, and the levees
Homeowners insurance covers no rising water, and living behind a levee does not change that. It changes your flood zone designation and therefore what your lender requires, but it does not change what happens if water gets where it should not. A meaningful share of flood claims nationally come from properties outside the mapped high-risk zones. NFIP policies take 30 days to take effect. If you are anywhere near the bottoms, this is worth a conversation now.
Earthquake, which surprises people
Madison County is close enough to New Madrid that earthquake coverage is genuinely worth pricing, and standard homeowners policies exclude it everywhere. Deductibles run as a percentage of your dwelling limit rather than a flat dollar amount. Most homeowners in the Metro East have never been asked the question.
Storms and your roof
Severe storms, straight-line winds, and hail all hit Madison County. What matters is whether your roof is on replacement cost or actual cash value, and how your wind and hail deductible is written. Both live on your declarations page in language nobody can read. Send it to us.
Older housing stock
A lot of Riverbend housing has some age on it, and carriers underwrite older homes on wiring type, plumbing material, electrical panel, and roof age. If you have updated any of those, gather the documentation before we quote, because it affects both eligibility and price.
Working coverage
The refinery and the industry around it employ a lot of people here, and we write the contractors, trucking, and service businesses that support them. General liability, commercial property, commercial auto, and workers compensation.
What We Cover
Personal
Auto, home, earthquake, flood, renters, landlord and rental property, life, health, Medicare supplement, motorcycle, boat, recreational and RV, personal property, pet, and umbrella.
Business
Business owner’s policies, commercial auto including hired and non-owned, commercial property, general liability, workers compensation, group benefits, health, life, bonds, errors and omissions, and commercial umbrella.
Equity Insurance Group - Wood River
Frequently Asked Questions
Do I need flood insurance if I am behind a levee?
Do I need earthquake insurance in Illinois?
What is the minimum car insurance required in Illinois?
Is my roof covered at replacement cost or actual cash value?
Can you insure an older home?
Get Your FREE No Obligation Insurance Evaluation Today!
We will shop and compare all your current insurance policies to find the best coverage for you at the best price. Find out how much you can save today!
We do the Shopping. You get the Savings!
We shop over 80 of the best insurance companies to get you the most competitive pricing and coverage that is as unique as your individual needs.










What Your Neighbors Have To Say
REAL PEOPLE . . . REAL RESULTS! Hear from people just like you.

Heather B.
I highly recommend Equity Insurance Group—it’s the company I personally trust and the one I consistently suggest to my clients. Their team delivers exceptional service: they’re responsive, knowledgeable, and make the entire insurance process straightforward and stress-free. Working with Jordan is always a pleasure; his professionalism and attention to detail ensure that every client receives outstanding care and confidence in their coverage.

Justin P.
I have been a client of Equity Insurance Group for the past decade. They regularly check in with me to make sure I am appropriately covered, and shop around my insurance to make sure I still have the best price. When I've had to make claims, they've helped me through the process and never hesitated to advocate for me. Nobody wants to deal with their insurance, but EIG makes that process as painless as possible!

Alecia F.
I’ve had a great experience with Equity Insurance Group! I really appreciate how patient and helpful they are — I asked a million questions about my policy, and every single one was answered clearly and thoroughly. Their customer service is excellent. Anytime I need to make changes or have an issue, they handle it with kindness and professionalism. What I especially love is being able to work with someone face-to-face. It’s so much better than just talking to someone over the phone — it makes the experience feel more personal and trustworthy.

Jesus & Alexander G.
With a growing family and another baby on the way, peace of mind means everything to us. Equity Insurance Group made sure we’re covered from every angle — home, auto, and life. They treat us like family, not just another policy number. We couldn’t ask for a more caring, trustworthy team!

Mallory K.
Mia was absolutely amazing! We needed quotes quickly to close on a new home, and everyone else gave us exorbitant rates with high deductibles that wouldn't work with our growing family. In a day, we had everything we needed from Mia to move forward with a carrier she found who had solid price points and coverage. Thank you, Mia, for making this process so easy!

Brandon D.
I’ve had a fantastic experience with Equity Insurance Group. From the start, their team made the process easy to understand and stress-free. They took the time to explain all my coverage options and helped me choose a policy that truly fits my needs and budget. What impressed me most was their responsiveness and how quickly they handled any questions or concerns I had. It’s clear they genuinely care about their customers. I feel confident and well-protected knowing I’m insured with Equity. Highly recommended!

Amy C.
Jordan at Equity Insurance Group is amazing! He also takes great care of all of my personal insurance needs and answers every question that I have. I am a Realtor and he is also fantastic at providing excellent service to my real estate clients that I send his way. I never hesitate referring him to anyone!