Insurance Agency in Hillsboro, Texas

We Shop, You Save

Big Enough To Save You Money, Small Enough To Know Your Name

Se Habla Espanol

What You Get With Us

Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.

The Right Coverage

Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.

Real People, Real Support

When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.

Competitive Rates

We shop multiple insurers to find the best value for your needs and budget.

Easy Claims Help

If something goes wrong, we help you through it—step by step.

Meet Your Hillsboro Texas Team

Erika Harris

Erika Harris

When I’m not working with my EIG family, you’ll find me fishing with my loved ones or cheering at my kids’ games—whether it’s football, volleyball, or basketball. I’m truly grateful for the joy and laughter my wonderful family brings to my life.

Mario Fuentes

Mario Fuentes

Born in El Salvador and proud to call Texas home, Mario is passionate about developing people, building strong teams, and helping others reach their full potential. He believes in leading by example, working hard, and always finding ways to improve. Outside of work, Mario enjoys spending time with his family, traveling, and exploring the outdoors. He’s also a big baseball fan, but nothing beats watching his boys play the game.

Nancy Curlee

Nancy Curlee

With over 17 years of experience as an insurance agent ,I am passionate about helping clients protect what matters most to them. I joined Equity Insurance in February 2025. I am passionate about building lasting relationships with my clients, at the heart of what I do, I take pride in providing personalized service, clear communication, and trusted guidance to meet each individual’s unique needs. Outside of work I love spending time with my family and I also love crocheting and sewing.

Sasha Romero

Sasha Romero

Habla Español

After 12 wonderful years as a stay-at-home wife and mom to five, I’ve reentered the workforce with purpose and passion. For the past two years, I’ve helped families find the right insurance coverage. I approach life with humor, heart, and resilience—seeing every challenge as a chance to grow. Grateful for my journey and excited for what’s ahead, I’m committed to making a meaningful impact.

Sonia Padilla

Sonia Padilla

Habla Español

I love being part of the EIG family! Born and raised in Texas, I enjoy life with my husband and daughter. You’ll often find me watching movies, grilling outdoors, or helping with DIY projects. I also love family time playing Bingo or Lotería—or taking a road trip to a casino. I’d love to meet you and share more adventures!

Neighbors Helping Neighbors, One Policy at a Time

Hillsboro Texas

340 S Covington
Hillsboro, TX 76645
P: 254-582-2277
F: 303-317-3495
Hillsboro@EquityInsGroup.com
Office Hours
Monday: 8:30 AM – 5:30 PM
Tuesday: 8:30 AM – 5:30 PM
Wednesday: 8:30 AM – 5:30 PM
Thursday: 8:30 AM – 5:30 PM
Friday: 8:30 AM – 5:30 PM
Saturday: 9:00 AM – 1:00 PM
Sunday: Closed

How May We Assist You?

CLICK ALL THAT APPLY:

Your Local Independent Agents in Hillsboro

We are open Saturday mornings, which as far as we can tell makes us one of the only insurance offices in Hill County you can walk into on a weekend. If your weekdays are spoken for, that matters more than anything else on this page.

The rest of it is straightforward. We are independent, so we shop your coverage across more than 80 carriers instead of selling one company’s product. Our office is on Covington Street, and we take care of folks in Hillsboro, Itasca, Covington, Abbott, Whitney, Blum, and across Hill County. If your place is out on Lake Whitney, our Whitney office may be closer.

What Coverage Around Here Really Has to Account For

Hail and the roof question

Hill County sits in serious hail country. Most Texas carriers now schedule roofs on actual cash value, subtracting depreciation based on the roof’s age, which on an older roof can leave you covering most of a replacement yourself on a claim the policy technically paid. Bring your declarations page in and we will find it in about a minute.

Wind and hail deductibles

Separate percentage deductibles are the norm now. On a $350,000 home, 2 percent is $7,000 before the policy responds.

Land, barns, and equipment

A homeowners policy is written for a house, not a place. Outbuildings often carry a low sublimit, equipment goes unscheduled, and fencing is one of the most commonly underinsured items on rural property. If you run cattle, keep horses, or lease for hunting, that is farm and ranch territory rather than homeowners.

Trucking on I-35

The corridor through Hillsboro carries a lot of freight, and we write for the operators running it. Commercial auto, motor truck cargo, general liability, and workers compensation, plus the certificates and filings your customers require.

Tornado and spring storms

Same three questions every time: is your roof on replacement cost or actual cash value, how is the wind and hail deductible written, and does your dwelling limit still reflect what rebuilding actually costs today. We check all three at renewal, not just when you ask.

What We Cover

Personal

Auto, home, farm and ranch, flood, renters, landlord and rental property, life, health, Medicare supplement, motorcycle, boat, recreational and RV, personal property, pet, and umbrella.

Business

Commercial auto and trucking, business owner’s policies, commercial property, general liability, workers compensation, group benefits, health, life, bonds, errors and omissions, and commercial umbrella.

Equity Insurance Group - Hillsboro

Frequently Asked Questions

Are you really open on Saturdays?
Yes, Saturday mornings from 9:00 to 1:00. Payments, ID cards, policy changes, and quotes. If you want a full policy review, calling ahead means we can pull your file before you arrive.
Is my roof covered at replacement cost or actual cash value?
Look for a roof surfacing endorsement or a roof payment schedule on your declarations page, and bring it in if it is unclear. Many Texas policies now pay roof claims on actual cash value, subtracting depreciation by roof age, and in hail country that gap is large.
Does my homeowners policy cover my barn and equipment?
Not adequately in most cases. Outbuildings frequently carry a low sublimit, equipment often goes unscheduled, and fencing is almost always underinsured. A farm and ranch policy handles it correctly.
What is the minimum car insurance required in Texas?
Texas requires 30/60/25. Those are legal minimums rather than adequate limits. We will price 100/300/100 alongside them so you can see the real monthly difference.
Do you write commercial trucking insurance?
Yes. Primary liability, motor truck cargo, physical damage, hired and non-owned auto, general liability, and workers compensation, along with the filings and certificates brokers and customers ask for.

Get Your FREE No Obligation Insurance Evaluation Today!

We will shop and compare all your current insurance policies to find the best coverage for you at the best price. Find out how much you can save today!

We do the Shopping. You get the Savings!

We shop over 80 of the best insurance companies to get you the most competitive pricing and coverage that is as unique as your individual needs.

What Your Neighbors Have To Say

REAL PEOPLE . . . REAL RESULTS! Hear from people just like you.