Flood Insurance
That Fills The Gaps
Standard home insurance doesn’t cover flood damage. We help make sure you’re not caught off guard.
Whether you’re in a high-risk zone or just want peace of mind, flood insurance protects your home and belongings from water damage that most policies won’t touch.
What You Get With Us
Insurance isn’t one-size-fits-all. We get to know you—and your unique situation.
You get real people, honest answers, with coverage that fits you at the best possible price.
Clear Guidance
We break down the flood maps, risk zones, and requirements – so you know exactly what coverage you need & why.
Fast Quotes, Honest Advice
We don’t oversell. If flood insurance makes sense for you, we’ll explain your options clearly – no scare tactics.
Affordable Options
We’ll help you compare policies through FEMA’s National Flood Insurance Program (NFIP) and private insurers.
Real Support If You Need to Claim
If the worst happens, we’ll help you through the claims process, so you’re not stuck figuring it out alone.
What Flood Insurance Covers:
- Structure of Your Home – Walls, foundation, electrical, plumbing, HVAC systems.
- Personal Belongings – Furniture, clothes, appliances, electronics (limits apply).
- Detached Garages – Often included under building coverage.
- Cleanup & Repairs – After a flood event, covered costs can include removal of debris and restoration.
Reminder: Flood damage from outside water (like heavy rain or rising rivers) is not covered by homeowners insurance.
Why It Matters
One inch of water can cause thousands of dollars in damage. Flooding doesn’t just happen near coastlines – and more and more areas are being affected by extreme weather.
Even if you’re not in a “high-risk” zone, it might still be worth it. We’ll help you weigh the risks and make the call.
Want to Know If You Need It?
Let’s take a look at your home, your area, and your options.
