Insurance Agency in Bossier City, Louisiana

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What You Get With Us

Insurance isn’t one-size-fits-all. We get to know you—and your unique situation. You get real people, honest answers, with coverage that fits you at the best possible price.

The Right Coverage

Liability, collision, comprehensive—we’ll explain it all and help you choose what makes sense.

Real People, Real Support

When you call, you get US. Not a robot. Not a call center. Just helpful answers, fast.

Competitive Rates

We shop multiple insurers to find the best value for your needs and budget.

Easy Claims Help

If something goes wrong, we help you through it—step by step.

Meet Your Bossier City Louisiana Team

Angelica Brown

Angelica Brown

Hi! I’m working toward my insurance license while supporting clients and learning the ins and outs of the industry. I love being part of a team that helps people feel confident in their coverage. Outside of work, I enjoy time with my daughter, reading, writing, and planning our next adventure—bringing creativity and care to everything I do.

Lisa Ciraulo

Lisa Ciraulo

I am originally from Texas. I left the heat behind for Colorful Colorado where I lived for 9 years. I then left the blizzards and now reside in “The Land of Enchantment” New Mexico! New Mexico is very sentimental to me as I met my husband of 39 years at a 7-11 store in Ruidoso! We have 2 grown sons and 4 precious grandkids. I love spending time with family, traveling, playing board games and listening to 70’s music.

Nina Herrera

Nina Herrera

Truly blessed and grateful to God for my family – their love means everything to me. Family is at the heart of who I am. I have a love for the beach; it makes my heart happy, even though I don’t get there as often as I’d like. I get to call a beautiful mountain village home, where ski seasons, summer wildlife, and fall colors remind me just how much there is to cherish.

Tania White

Tania White

I’m an insurance agent with a passion for music, travel, and good style. When I am not helping clients find coverage, you’ll find me singing with my cover band or catching a concert.

Veronica Guevara

Veronica Guevara

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When I’m not working with my EIG family, you’ll find me cheering on my kids at their games – football, volleyball, tennis, basketball, track, or gymnastics. Supporting their passions is my greatest joy. I also love reading, puzzle books, and a little thrifting or window shopping. Life’s about making memories, finding joy in small moments, and sharing laughter with family.

Neighbors Helping Neighbors, One Policy at a Time

Bossier City Louisiana

P: 318-218-3938
F: 303-317-3495
BossierCity@EquityInsGroup.com
Office Hours
Monday: 8:00 AM – 5:00 PM
Tuesday: 8:00 AM – 5:00 PM
Wednesday: 8:00 AM – 5:00 PM
Thursday: 8:00 AM – 5:00 PM
Friday: 8:00 AM – 4:00 PM
Saturday: Closed
Sunday: Closed

How May We Assist You?

CLICK ALL THAT APPLY:

Your Local Independent Agents in Bossier City

If your renewal came in higher again this year, you are not imagining it. Louisiana drivers pay some of the highest auto premiums in the country, and Bossier Parish homeowners have watched property rates climb after years of severe weather losses across the state. When you are tied to one carrier in a market like this, there is no way to know what you are leaving on the table.

Being independent is what fixes that. We shop your coverage with more than 80 companies and bring back the handful that actually fit your house, your vehicles, and your budget.

We are right here in Bossier City, and we take care of neighbors in Benton, Haughton, Princeton, Elm Grove, Plain Dealing, and across the river in Shreveport. We also can assist anyone in Louisiana or even nationwide! Walk in, give us a call, or email us your current declarations page. We will read through it with you and tell you plainly whether you are overpaying, underinsured, or already in good shape. If you are already in good shape, we will tell you that too.

What Coverage Around Here Really Has to Account For

Wind, hail, and whatever the Gulf sends north

We sit far enough inland to skip storm surge, but not far enough to miss the wind and rain that push up after a landfall down south. Hail is what we see most often on claims. Roof age and the way your deductible is written matter more than most homeowners realize, and a lot of Louisiana policies now apply a percentage deductible to wind and hail instead of a flat dollar amount. On a $300,000 home, that is the difference between a $1,000 deductible and a $6,000 one. We will find yours on the page and show you the real number now, rather than letting a storm introduce you to it.

Flood is always its own policy

Homeowners insurance does not cover rising water, here or anywhere else in Louisiana. If you are near the Red River, Flat River Bayou, Willow Chute Bayou, or on the low ground around town, that is worth a real conversation. A meaningful share of flood claims come from homes outside the mapped high-risk zones, where nobody ever required the coverage. Preferred Risk NFIP policies in those areas cost very little compared to what they pay for.

Barksdale families

A lot of the folks we work with are stationed at the base, and PCS orders create exactly the kind of problem a call center handles badly. Address changes across state lines in the middle of a term. Storage coverage for a vehicle you are not driving. Renters coverage on base and off. The gap that opens when one policy cancels before the next one binds. Bring us your orders and we will line the dates up so nothing lapses.

Louisiana Fortify Homes

The state grant program helps homeowners pay toward a FORTIFIED roof, and carriers are required to discount premiums on homes that earn the designation. If a roof replacement is already on your horizon, the order you do things in matters quite a bit. Come talk to us before you sign with a roofer, not after.

What We Cover

Personal Insurance

Auto, Home, Flood, Health, Landlord, Life, Medicare Supplement, Motorcycle, Personal Property, Pet, Recreational, Renters, Umbrella

Commercial Insurance

Bonds, Business Owner, Commercial Auto, Commercial Property, Directors & Officers, Errors & Omissions, General Liability, Group Benefits, Health, Life, Workers Compensation, Umbrella

Frequently Asked Questions

What is the minimum car insurance required in Louisiana?
Louisiana requires 15/30/25: $15,000 in bodily injury coverage per person, $30,000 per accident, and $25,000 for property damage. Those are the legal minimums, and they are not the same thing as enough. One hospital stay clears $15,000 in a hurry, and anything above your limit comes out of your own pocket. We usually suggest looking at 100/300/100 alongside the minimum, because the monthly difference is often smaller than people expect.
Why is car insurance so expensive in Bossier City?
It is a statewide problem more than a local one. Louisiana consistently ranks among the most expensive states in the country for auto insurance, driven by high litigation volume, a high number of uninsured drivers, and severe weather losses that push carriers to raise rates across the board. None of that is in your control. What is in your control: which carrier you are with, which discounts you are actually getting, and whether your limits and deductibles are set up sensibly. That is the part we can help with.
Do I need flood insurance if I am not in a flood zone?
Very often, yes. Being outside a high-risk zone just means your lender is not requiring it. It does not mean water cannot reach you, and plenty of flood claims come from homes exactly like yours. Preferred Risk policies for moderate and low-risk properties cost a fraction of high-risk pricing. One thing to know: an NFIP policy takes 30 days to go into effect, so it is not something you can pick up once a storm is on the forecast.
Can you help military families stationed at Barksdale?
Absolutely, and we do it often. Multi-state moves, mid-term address changes, storage and non-operation coverage for vehicles, renters insurance, and the handoff when you are insured in one state and headed to another. Bring us your orders and we will build the timeline so nothing lapses.
Do you write business insurance for Bossier Parish companies?
We do. General liability, commercial property, commercial auto, workers compensation, business owner’s policies, and group health. Our commercial clients around here include contractors, trucking operations, restaurants, retail shops, and professional offices across Bossier and Caddo parishes.
How long does a quote take?
Most personal quotes come back the same business day, as long as you can send over a current declarations page, driver’s license numbers, and VINs. Commercial quotes usually run two to five business days, depending on the type of business and how many carriers we need to approach.

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What Your Neighbors Have To Say

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